Privacy Policy
CoreFirst Bank & Trust has a long history of safeguarding our customers’ private financial information. We are committed to upholding that tradition. We want you to understand what information we collect and how we use it. Our guidelines do protect the privacy of our customers and help to protect against fraud while serving customer needs for new, better and less costly financial products and services. The following serves as standard for all CoreFirst Bank & Trust employees for collection, use, retention and security of nonpublic personal information.
Information We Collect
The types of personal data we collect and share depends on the product or service you have with CoreFirst. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history and overdraft history.
Information We Disclose
We are permitted under law to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with companies related to us by common control or ownership (“affiliates”). We do not share non-experience or non-transactional information about you or your account (such as information we receive from you in applications and information from credit reporting agencies) with our affiliates.
We are permitted under the law to disclose nonpublic personal information about you to “nonaffiliated third parties” in certain circumstances. For example, we may disclose nonpublic personal information about you to such third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas and to credit bureaus. We do not disclose any nonpublic personal information about you to any other third parties, except as permitted by law. If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policy and practices as described in this notice.
Reasons We Share Your Personal Information
We are permitted under law to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with companies related to us by common control or ownership (“affiliates”).
We do not share non-experience or non-transactional information about you or your account (such as information we receive from you in applications and information from credit reporting agencies) with our affiliates.
We are permitted under the law to disclose nonpublic personal information about you to “nonaffiliated third parties” in certain circumstances. For example, we may disclose nonpublic personal information about you to such third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas and to credit bureaus. We do not disclose any nonpublic personal information about you to any other third parties, except as permitted by law. If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policy and practices as described in this notice.
Marketing Services and Joint Marketing Arrangements
We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.
Our joint marketing partners include financial services companies.
Security Procedures
We take steps to safeguard customer information. We restrict access to your personal and account information to those of our employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
If you have questions or concerns about CoreFirst Bank & Trust’s Privacy Policy, please feel free to contact us at:
COREFIRST BANK & TRUST • 3035 SW TOPEKA BLVD. • TOPEKA, KS 66611 • 1.800.280.0123
