Account Link
Account Link¹ allows you to link your banking account to a savings, money market or secondary checking account. In the event your primary account becomes overdrawn², funds can be transferred from the linked account to cover the amount.
Benefits:
- Versatile – funds will automatically be transferred in the event of an overdraft²
- Transfers can be viewed in Internet Banking history or on your monthly account statement
- Avoid the cost of an overdraft fee
Knowledge is Power.
Following these great account management tips can help put an end to inadvertent overdrafts:
- Enroll in Internet Banking or download the banking app to stay in touch with your account 24/7
- Sign up for account alerts so you know when your balance is low
- Keep track of your transactions with an online budget tool or check register
- Make sure to include your ATM, debit card and automatic bill payment transactions
- Review and reconcile your account statement each month
¹ An $8.00 daily advance fee is assessed only when a transfer is made from Account Link.
²A fee of $29.00 will be charged for each overdraft - up to six (6) overdraft charges can be charged each business day, not to exceed $174.00. After the first 6 overdrafts in a business day, the bank will pay authorized debit card transactions and return checks which may carry an Insufficient Item fee of $29.00 per item, per presentment. We will not charge a fee if your account is overdrawn less than $5.00 on any given day. If you are over the age of 18, your account may have Overdraft Coverage. According to the law, consumers will need to agree to participate in (or "opt in" to) the Overdraft Coverage program for ATM transactions and one-time debit card purchases. All eligible customers are qualified for Overdraft Coverage for checks, ACH and recurring debit card transactions unless a specific opt-out request is made. This service does not constitute either a written agreement of an obligation or a prearranged agreement for CoreFirst Bank & Trust to pay your overdrafts and we may withdraw this coverage at any time. Payment of any overdrafts will continue to be at the discretion of CoreFirst Bank & Trust and payment of an overdraft does not obligate us or create an agreement or course of dealing on our part to allow overdrafts on any occasion. Please see your Deposit Account Agreement for additional detail.
Using the product listed above can help put an end to inadvertent overdraft and returned check fees. Please review our Overdraft Q & A for more important details.
