Investing your money throughout your life is a great way to save for big expenses, tackle future inflation, and plan for a comfortable retirement. But developing an investment strategy on your own can be confusing, especially for beginners.

You don’t need a deep knowledge of the stock market, annuities or mutual funds to invest. You just need a starting point. Here are a couple things to think about as you begin your investment journey:

• Make a plan that fits your needs. Every person’s financial situation is unique, and your investment plan should be tailored to fit your specific goals. Before you jump in, do some research and think about what investment options might be right for you.
  
  
• Don’t be afraid of the market! The stock market is ever-changing, and there will be ups and downs throughout our lives – which can be nerve-racking. But the earlier you start investing, the longer you have to ride those waves and ensure your money grows. So don’t wait, start investing as soon as you can!
  
  
• Protect your money long-term. Over time, taxes and inflation can reverse the financial gains you’ve worked so hard to make. When you develop your investment strategy, think about how you can use your returns to guard your wealth long-term. 
  
  
• A truly comfortable retirement requires more than a 401(k). Participating in your employer-sponsored 401(k) is certainly an essential part of every retirement plan. But you can also invest in other retirement accounts, like a traditional or Roth IRA.
  
  Make sure you explore all of the options available to create an informed, proactive plan for a comfortable retirement.
  
  
• Questions? Talk to an expert. You don’t have to figure it all out on your own!