Fraudsters are always waiting in the wake of severe spring weather to take advantage of vulnerable home and business owners.

Protect your money and your information by learning how to identify the warning signs of some common post-storm scams:

1. FEMA or Disaster Assistance Imposters pose as government officials from FEMA or the Small Business Administration. They will call you and ask for money or personal information in exchange for disaster assistance.
   
   
2. Insurance Scammers pretend that they are your insurance company, calling to ask you for your information to complete an insurance claim or policy.  
   
   
3. Utility Imposter Scammers will call or knock on your door after an emergency and ask for payment to repair or replace your utility equipment to get your power back on.
   
   
4. Contractor Scams involve people pretending to be contractors or home improvement companies. They claim that they’re partnered with your insurance company in an attempt to get ahold of your information or cash.
   
   
5. Disaster Charity Relief Scammers pose as representatives of bogus charities, claiming to be collecting donations for disaster relief.
   

If you or your loved ones experience extreme weather, always remember: government disaster agencies NEVER ask for financial or other personal information in exchange for help. Anyone claiming to be a federal official who asks you for money is an imposter.

Additionally, we recommend that you never give your money or personal information to an insurance company, charity or anyone who knocks on your door without verifying the organization. 

To report suspected fraud after a storm, call the FEMA Disaster Fraud Hotline at 1-866-720-5721.